Part one: As a social work practitioner, you may have to provide services to individuals with various cultural backgrounds, including those who speak a different language or have differing cultural norms. There are many times when those individuals or groups are ridiculed and looked down upon by society, which can create barriers to them receiving the appropriate services. As a provider, it is important to understand the social, personal, and systematic challenges that are faced by those individuals. It is equally important to understand and address one’s own biases. In working towards social change, practitioners are an agent of change. Discuss why it is important for social workers to be culturally competent prior to working with clients. Provide at least three challenges that practitioners may have in working with individuals if they lack cultural competency? How can being culturally competent assist in overcoming those challenges? Your responses should be well-developed, with clear answers and evidence of critical thinking. part two: Practitioners are instrumental in helping their clients address complex issues that are a result of policies, programs, and procedures that systematically benefit members of a certain racial group more than others, which are examples of institutional racism. While on the other hand, individual racism is when prejudice, exclusion, violence, discrimination, or antagonism is directed towards someone from a different race by another individual who believes that his or her race is superior. Programs are formed out of policies, and the ultimate goal is directed towards bringing about positive macroand subsequently microchange. These changes can be seen at every level, including the community and state. In addition, change can be seen on an individual, organizational, or business level, which is the outcome of effective programming. In working towards social change, it is imperative for social work practitioners to understand the impact of the above in relation to the overall well-being of individuals. What is the difference between institutional racism and cultural racism? Do you think that individual discrimination or institutional discrimination is more detrimental? Please explain your answer and provide two examples of each. Your responses should be well-developed, with clear answers and evidence of critical thinking. part three: Initial Post Past Presidents including Roosevelt and Nixon have advocated for different versions of national health insurance. Do you think the United States will ever have a national health insurance plan? Why or why not? How would having a universal health system affect social work practice? part four: Initial Post Do you have a community mental health center near where you live (within 25 miles)? If not, where do people go for mental health services? Are these services affordable and adequate? What changes would you make to better serve your community? What steps would you take to advocate for those changes?